One of the agency functions of the Bank is the promotion of regional development initiatives through coordination among all stakeholders, namely, the Government of Sri Lanka (GOSL), financial institutions, foreign donors, other lending agencies in credit delivery to the beneficiaries with a view to improving their economic conditions and reducing poverty. This is achieved through the formulation and execution of cost effective credit delivery programme which include promotion of credit discipline and inculcation of savings habits among rural communities and the dissemination of information required for these development efforts to those communities.